Commercial General Liability Insurance

Protects business concerns of owners and those who are self-employed

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Commercial General Liability (CGL) insurance protects your business concerns. CGL is insurance that protects you in case of bodily injury and/or property damage to a third party that is not caused by negligence. Think of this as your ‘slip and fall’ insurance. It’s also the policy that would respond if you or your staff accidently damage a client’s property while providing in-home treatment. CGL might seem like an obvious choice for business owners, but it is also recommended for occupational therapists who are self-employed. If you treat or consult with clients in their homes, or contract your services to hospitals, clinics, or other health care providers, you may want to consider CGL.

Purchase Commercial General Liability Insurance from BMS Group:

1-855-318-6024 or caot.insurance@bmsgroup.com