CAOT Professional Liability Insurance

Over 92% of our members trust our Canada-wide insurance protection to help risk-proof their practice!

CAOT Professional Liability Insurance at a glance 

• Professional liability coverage designed for and only available to members of the Canadian Association of Occupational Therapists
• For-member by-member insurance program. Full and cost-effective coverage that protects members 24/7 in all employment circumstances anywhere in Canada.
• Coverage is written on a claims-made basis and expires after 1-full calendar year or each individual purchase.

Two comprehensive professional liability insurance plans are available:

• More coverage for same low price! Option1 now includes $6,000,000 in professional liability insurance for only $64 per year. 
• Option2 includes $10,000,000 in professional liability insurance for only $106 per year.
• Special rates for new members during the first two years after graduation. Enjoy 50% off in your first year and 25% in your second.
• Special rates for individuals on maternity/parental leave who will work less than six consecutive months during the membership year. Enjoy 50% off your insurance premium.

Plus:

• Automatic seven- year extended reporting period for members discontinuing practice or retiring.
• Enhance your insurance program knowledge with Risk Proof: The Risk Management Magazine for CAOT  
• Specialized pro-bono legal services with Gowling WLG (Canada) LLP   

Purchase your CAOT Professional Liability Insurance from CAOT when you renew or join. If you’re a current member, and would like to add insurance to your membership, please contact your CAOT membership team:

1(800) 434-CAOT (2268) ext. 246 or  ext. 223 (bilingual) or membership@caot.ca Monday to Friday 9 am - 5 pm ET

For access to your current insurance certificate, login to My Account.

Note: All options noted above are subject to the applicable Provincial Sales Tax: SK 6%, MB 7%, ON 8%, QC 9% and NL 15%.