Professional Liability Insurance for Clinics

Think of it as malpractice insurance for your business name.

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Clinic Professional Liability at a glance:

Clinic PLI protects your business assets in these circumstances:

  • If you employ OTs and/or OTAs, this coverage protects your business assets in the event that your business name is included in a statement of claim or lawsuit alleging negligence or malpractice.
  • Following an incident, a client’s legal counsel will commonly name all individuals involved in the client’s care, including the business or clinic as the larger provider of services.

Two comprehensive professional liability insurance plans are available:

Option1 includes $6,000,000 in clinic professional liability insurance for only $68 per year. 

Option2 includes $10,000,000 in clinic professional liability insurance for only $77 per year.

Purchase your CAOT Clinic Professional Liability Insurance from CAOT  when you renew or join. If you’re a current member, and would like to add insurance to your membership, please contact your CAOT membership team:

1(800) 434-CAOT (2268) X246 or X223 (bilingual) or Monday to Friday 9 am - 5 pm ET

For access to your current insurance certificate, login to My Account.

Note: All costs quoted are subject to the applicable Provincial Sales Tax: SK 6%, MB 7%, ON 8%, QC 9% and NL 15%.

Coverage is also available for multidisciplinary clinics, if you have other health professionals beyond OTs and OTAs providing services on behalf of your clinic. Purchase or renew your Multidiscipline Clinic PLI with BMS Group  or contact BMS Group at 1-855-318-6024 or



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