Over 92% of our members trust our Canada-wide insurance protection to help risk-proof their practice!

CAOT Professional Liability Insurance at a glance  

• Professional liability coverage designed for and only available to members of the Canadian Association of Occupational Therapists
• For-member by-member insurance program. Full and cost-effective coverage that protects members 24/7 in all employment circumstances anywhere in Canada.

Two comprehensive professional liability insurance plans are available:

• More coverage for same low price! Option1 now includes $6,000,000 in professional liability insurance for only $73 per year. 
• Option2 includes $10,000,000 in professional liability insurance for only $127 per year.
• Special rates for new members during the first two years after graduation. Enjoy 50% off in your first year and 25% in your second.
• Special rates for individuals on maternity/parental leave who will work less than six consecutive months during the membership year. Enjoy 50% off your insurance premium.

Plus

Automatic seven- year extended reporting period for members discontinuing practice or retiring. Enhance your insurance program knowledge with Quarterly Risk Proof articles providing the latest information on risk management for your practice. Specialized pro-bono legal services with Gowling WLG (Canada) LLP

Purchase your CAOT Professional Liability Insurance from CAOT when you renew  or  join . If you’re a current member, and would like to add insurance to your membership, please contact your CAOT membership team:

1(800) 434-CAOT (2268) ext. 601 or membership@caot.ca Monday to Friday 9 am - 5 pm ET

For access to your current insurance certificate, login to My Account .

Note: All options noted above are subject to the applicable Provincial Sales Tax: SK 6%, MB 7%, ON 8%, QC 9% and NL 15%.